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About Us and Services

Connecting Our Story with Your Needs

Insurance Agent

Who We Are

At Permanent Life Quotes we specialize in providing tailored insurance solutions that secure your future. As an independent advisor, we proudly offer insurance products from some of the most prestigious and financially stable companies in the world. Our relationships with Fortune 500 companies ensure that you have access to industry-leading products that are backed by a proven track record of stability, performance, and reliability. By providing a curated selection of insurance solutions from these top-tier companies, we give you the peace of mind that comes from knowing your financial future is secure..

Our Services

At Permanent Life Quotes, our fiduciary approach is at the core of everything we do. We are committed to acting in your best interest, ensuring that every recommendation and decision we make is aligned with your financial goals and personal values. Our team of experienced professionals takes the time to thoroughly understand your unique circumstances, offering tailored advice that reflects your individual needs. We believe in transparency, integrity, and accountability, and we work diligently to earn and maintain your trust.

Call Us: 201-514-0004

Email Us

For General Information:

info@permanentlifequotes.com

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Become A New Agent: agent@permanentlifequotes.com

Mailing Address

Permanent Life Quotes

620 Gorge Rd. Suite-304

Cliffside Park, NJ 07010​

Index Universal Life  (Most Popular)

Indexed Universal Life (IUL) combines flexible coverage with cash value growth linked to market index returns.

Guaranteed Universal Life 

Guaranteed Universal Life (GUL) offers lifelong coverage with fixed premiums and a guaranteed death benefit.

Whole Life

Whole Life Insurance ensures permanent protection with steady premiums and a predictable, growing cash value.

Accelerated Chronic Illness Rider

Living Benefits allow you to tap into your policy’s death benefit during your lifetime to cover expenses related to chronic, critical, or terminal illnesses.

Living Benefits

Living Benefits provide early access to your life insurance funds for critical, chronic, or terminal illnesses, ensuring financial support when you need it most.

Financial Benefits

Financial Benefits of Permanent Life Insurance offer cash value growth, tax advantages, and tax-free loans, empowering wealth-building and financial flexibility.

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NOTE: ALL PAYOUTS ARE SUBJECT TO THE IRS PER DIEM CAP ON THE DATE OF ACTIVATION. THE IRS SETS A MAXIMUM DAILY RATE EACH YEAR. FOR 2024, THE MAXIMUM PER DIEM IS $410/DAY OR $12,505/MONTH FOR A 30-DAY MONTH. IN THE TABLE ABOVE, HYPOTHETICAL INCREASES ARE BASED ON THE IRS 2024 PER DIEM IN YEAR 1, WITH A 4% ANNUAL INCREASE ASSUMED. CHANGES IN THE IRS PER DIEM LIMIT OVER TIME ARE NOT GUARANTEED. PLEASE NOTE: ALL RIDERS ARE SUBJECT TO ELIGIBILITY AND UNDERWRITING REQUIREMENTS AND MAY VARY DEPENDING ON THE SPECIFIC INDEX UNIVERSAL LIFE INSURANCE PRODUCT. FOR MORE DETAILS ON HOW THESE RIDERS WORK, PLEASE CONTACT OUR LICENSED INSURANCE ADVISOR.

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